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Laxmi Urban Co-op Bank Ltd; Latur |
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Schedule of Bank Service Charges -w.e.f. 01 January 2025 |
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Sr. No. |
Particulars |
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1
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Incidental charges(Minimum Balance) |
Charges & Commission |
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a)Saving Account |
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Rs.300 bal without cheque (Below Average |
Rs.100+18 GST = 118/- Per Quarter |
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Rs.1000 bal With cheque (Below Average |
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b)CA A/c Rs.3000 (Below Average Balance of Three Months) |
Rs. 100+18 GST = 118/-Per Quarter |
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2
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Inoperative A/c (Not single entry transaction in a year Excluding our bank charges) |
These charges are to be applied comparing charges of 1 & 2, whichever is less (when the balance is below the minimum balance.) |
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SB |
Till 2 years ac opened Rs. 100+18 GST = 118/- Per Year and above 2 year Rs. 200+36 = 236/- /- per year |
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CA |
Till 2 years ac opened Rs. 200+36 GST = 236/- Per Year and above 2 year Rs. 300+54 GST = 354 per year |
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3
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Account closure charges (At the time of close) saving A/c |
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R/D |
Rs. 50+ 9 GST = 59/- Pre closure |
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S/B |
Rs. 100+18 GST = 118/- |
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C/A |
Rs. 300+54 GST = 354/- |
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C/C(hypo/clean/deposit) |
Rs. 300+54 GST = 354/- |
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4 |
Issue of Balance certificate (more than 1 time) |
Rs. 100+18 GST = 118/-per certificate |
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5
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Issue of cheque Book |
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S/B |
(One Book Free |
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C/A |
Rs.3.00 per Leaf +GST |
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C/C(hypo/clean/deposit) |
Rs.3.00 per Leaf +GST |
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6
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Duplicate Pass Book |
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R/D |
Rs. 50+9 GST = 59/- per Pass book |
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S/B |
Rs. 50+9 GST = 59/- per Pass book |
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7 |
Duplicate statement |
Per month one statement free afterwards following charges are applicable |
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S/B |
Rs. 10 Per page + GST |
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C/A,OD,C/C (hypo/clean/deposit), Term loans |
Rs. 10 Per page + GST |
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NPA A/c, legal matter for court |
Rs. 10 Per page +GST |
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E-mail statement |
Free |
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8
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Photo attestation /signature verification |
Rs. 100+18 GST = 118/- per request |
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Address Confirmation |
Rs. 100+18 GST = 118/- per request |
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9
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Cheque return charges , |
Rs. 300+54 GST = 354 per cheque ( TL Rs.500+90 GST = 590/-) |
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Outstation Inward Bill Collection |
Rs. 300+54 GST = 354 per cheque |
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Standing Insturuction for Branch |
Free |
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Local inward clearing |
Rs. 300+54 GST = 354 per cheque |
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Out station inward bill collection |
Rs. 300+54 GST = 354 per cheque + postage |
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10
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Payment against clearing |
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Current A/c |
Rs.0.08 paisa per hundred |
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Cash credit (hypo/clean/deposit) |
Rs.0.06 paisa per hundred |
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11
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Stop Payment Instruction charges |
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S/B |
Rs. 100+18 GST = 118/- Per cheque |
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C/A |
Rs.200+36 GST = 236/- Per cheque |
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C/C(hypo/clean/deposit) |
Rs.200+36 GST = 236/- Per cheque |
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Stop Payment instruction after the loss of the Complete Chequebook or range of cheques |
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S/B |
Total cheque Book or range of cheque Rs. 500+90 GST = 590/- |
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C/A |
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C/C(hypo/clean/deposit) |
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12
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OBC/IBC Charges |
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Up to 2 lacs |
Rs.2 per thousand + postage+GST |
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More than 2 lacs |
Rs.2.50 per thousand + postage+GST |
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13
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Solvency Certificate |
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Up to 1 lacs |
Rs.700+126 GST= 826/- per certificate |
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More than 1 lacs |
Rs.1000+118 GST =1118/- per Lakh per certificate |
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(Max Rs.10000 per certificate+ GST) |
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14
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Any other certificate ( as per rule) |
Rs.200+36 GST = 236/- per certificate |
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(At list one share compulsory) |
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15
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Pay order/DD |
Rs.0.50 per thousand (Minimum Rs. 15) |
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Revalidation |
Rs. 100+18 GST = 118/- per |
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Cancellation |
Rs. 100+18 GST = 118/- per |
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Issue of Duplicate |
Rs. 100+18 GST = 118/- per |
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16
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Inter Branch charges (Only for Cash |
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up to 2 lacs |
Rs. Nil |
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above 2 lacks |
Rs.100+18 GST = 118/- per transaction |
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17
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Cancellation or issue of duplicate DD/PO |
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Our Bank |
Rs.100+18 GST = 118/- per PO/DD |
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Other Bank |
Rs.25 per PO/DD+ other bank |
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18
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Account folio Charges |
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CA |
Rs.1.00 per transaction - Monthly + GST |
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C/C (hypo/clean/deposit) |
Rs.1.00 per transaction - Monthly +GST |
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Minimum |
Rs. 8.33 + 1.50 GST = 9.83/- Monthly |
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19 |
Issue of No dues certificate |
Rs. 100+18 GST = 118/- per person |
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20
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Loan Processing charges |
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(Excluding only Deposit against term loan) |
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New Loan |
Rs.0.50 per hundred of loan amt. |
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Renewal of cash credit Loan |
Rs.0.25 per hundred of loan amt. (Per year) +GST |
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Warehouse loan (C.C., 0.10 Paise) |
Rs.0.10 per hundred of loan amt. +GST |
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Minimum |
Rs.295 |
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21
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Loan Application form New & Renewal Loans |
Rs.200+ GST per form |
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(Excluding only Deposit against term loan) |
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22
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Bank Guarantee commission |
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100% security (Deposit) |
Rs.1.50 per hundred of BG+ |
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(Per year) |
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23
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Charges for pre Payment of loan |
2% of Balance Amt. + GST |
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(Excluding of Housing, Gold, Warehouse & |
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24 |
Missing of locker key |
Rs.500+90 GST =590-+Actual Exp. |
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25 |
Missing of token |
Rs.300+54 GST= 354/- per token |
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26
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E-payment charges - Tax |
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Any Amount |
Rs. 100+18 GST= 118/ - Per Request |
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27
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Pre-Post Inspection charges of loan limits |
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New & Old loan |
Rs. 0.10 per hundred per year of |
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Minimum |
Rs.200+36 GST= 236/- |
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28
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Recovery Charges |
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a. Notice/postage |
Rs.200+36 GST = 236/- for Simple |
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Rs.500+90 GST =590/- for RAD |
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b. Advocate fees |
At Actual |
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c. Police charges |
At Actual |
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d. Travelling Exp. |
Rs.100 + GST Local per Visit |
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Rs.200 + GST Out station Per Visit |
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29
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RTGS charges |
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Upto Rs. 2,00,000/- |
Rs.20 per Transaction |
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From Rs. 2,00,000/ - upto 5,00,000/- |
Rs.30 per Transaction |
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From Rs. 5,00,001/ -and above |
Rs.40 per Transaction |
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30
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NEFT charges |
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Up to 2 lacs |
Rs. 20 per Transaction |
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NEFT Through Mobile App |
Rs. 25/- Per Transaction |
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31
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Locker Rent |
per year |
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a. Small |
Rs.650 + GST |
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b. Medium |
Rs.2000 +GST |
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c. Big |
Rs.2800 + GST |
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32 |
CC Account Renewal Reminder Notice |
Rs. 200/- +GST |
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33 |
Mandate Registration (NACH Debit) |
Rs. 100/- per case |
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34 |
CIBIL Charges (loan Case of Rs. 5 Lakh and |
Rs. 1500 /- |
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35 |
Allowing operations through the POA mandate |
Rs. 100 + 18 GST =118/- per Account |
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36 |
Cash deposit charges for Current Accounts (only for Nanded branch) Rs. 10,20,50,100 denomination |
Rs. 2 / per packet ( Chrges will apply above 50 notes packed and if any customer deposited one and more times in a day , then charges will be apply for that whole day's denomination)
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37
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SMS Charges |
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Cash credit & Current a/c |
Rs. 25 + 4.50 GST = 29.50/- Per Month |
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Savings A/c |
Rs. 8.33 + 1.50 GST = 9.83/- Per Month |
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Other deposits |
Free |
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38
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ATM Charges |
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ATM Card (New) |
Rs.100 +18 GST = 118/- |
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Service Charges |
Rs.100 + 18 GST = 118/- Per year |
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39 |
ATM more than 5 transaction Charges |
As Actual |
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40
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Duplicate ATM Card and PIN mailer |
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SB Ac |
Rs.200+36 GST = 236/- Per Instance / Card |
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CA Ac |
Rs.200+36 GST = 236/- Per Instance / Card |
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41 |
IMPS |
Rs. 10 + 1.80 GST = 11.80/- Per Transaction |
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42 |
Mobile Banking App |
Free |
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43 |
Franking Charges |
Rs. 10/- Per Franking |
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44 |
Duplicate Deposit Receipts |
Rs. 100+18 GST = 118/- Per certificate |
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45 |
Duplicate Share Certificate |
Rs. 100+18 GST = 118/- Per certificate |