Terms and Conditions

Welcome to LAXMI URBAN CO-OP BANK LTD., LATUR By accessing our website, mobile application, and banking services, you agree to abide by these Terms and Conditions Please read them carefully before using our services.

1. General Information

These Terms and Conditions govern the use of Laxmi Urban Bank’s services, including online and mobile banking, accounts, and financial transactions.

2. Account Eligibility

 To open and maintain an account, you must provide accurate information.

 Laxmi Urban Bank reserves the right to refuse account creation or terminate accounts that violate our policies.

3. Online Banking Services

Users are responsible for safeguarding their login credentials.

Unauthorized access or fraudulent transactions must be reported immediately.

4. Transactions & Fees

Banking transactions are subject to applicable fees as per our updated schedule.

Certain transactions may require additional verification for security purposes.

5. Privacy & Security

We are committed to protecting your privacy. Refer to our Privacy Policy for detailed information on data handling.

Laxmi Urban Bank employs advanced encryption and security protocols to safeguard your financial information.

6. Liability & Disclaimers

Laxmi Urban Bank shall not be liable for losses due to unauthorized transactions unless reported promptly.

We do not guarantee uninterrupted availability of our banking services.

7. Modifications to Terms

We reserve the right to update these Terms and Conditions at any time. Users will be notified of any changes through official communication channels.

8. Governing Law

These Terms and Conditions are governed by the applicable laws of [Country/Region].

9. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at:

Laxmi Urban Co-Op Bank Ltd., Latur Customer Support

Phone - 02382-259753

Email - hr@lucbank.in

Website - www.lucbank.in